Home / About
· NMLS #1660690About UMortgage+
UMortgage+ loan officers are licensed across the country and work with buyers and homeowners in their own states. Tell us your property state and we will connect you with a loan officer licensed there.
Licensed in 20 states · Serving borrowers nationwide
Meet the branch
UMortgage+ loan officers are licensed across the country and work with buyers and homeowners in their own states. Tell us your property state and we will connect you with a loan officer licensed there.
Or meet our loan officers first.
Meet your UMortgage+ team
Licensing and where we serve
Our loan officers are licensed in 20 states and serve borrowers nationwide. Find a loan officer licensed in your state.
What working with UMortgage+ looks like
Clear communication
You'll know your numbers, your timeline, and what's next at every step—no surprises at the closing table.
Local knowledge, wherever you buy
Your loan officer is licensed in your state and knows the programs, costs, and timelines that matter there.
Options beyond conventional
Besides conventional, FHA, VA, and USDA, we can look at Non-QM, HELOC, VA IRRRL, and other paths when they fit your situation.
Advice, not pressure
Sometimes the right move is to wait or to keep the loan you have. We will tell you when that is the case.
UMortgage+ powered by NEXA Lending, LLC
UMortgage+ is a branch powered by NEXA Lending, LLC (NMLS #1660690). You get a loan officer licensed in your state who you can reach directly, plus a national lender's product menu and operations.
What clients say
Embed TBD (GHL Reputation or Google reviews). Delete this box once the widget is added.
Book a time to talk
Pick a time that works for you. A first call is usually 15–20 minutes: we'll talk goals, timeline, and which loan options make sense.
Questions about working with UMortgage+
Where are your loan officers licensed?
Our loan officers are licensed in 20 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, Nevada, North Carolina, Ohio, Pennsylvania, South Carolina, Washington, and Wyoming. UMortgage+ is powered by NEXA Lending, LLC (NMLS #1660690). Licensing details are available on NMLS Consumer Access.
What areas do you serve?
Our loan officers are licensed in 20 states and serve borrowers nationwide. Tell us your property state and we will connect you with a loan officer licensed there. Most of the process can be done remotely.
How do I get started?
Connect with a loan officer first. We will review your goals and credit, then talk through programs and estimated payments for your state.
What should I bring to our first call?
Your goals and timeline, a rough budget, and if you have them: recent pay stubs, W-2s or tax returns, bank statements, and your current mortgage statement if refinancing. Nothing is required just to talk.
Does a call or pre-approval hurt my credit?
A conversation does not touch your credit. A full pre-approval includes a credit check, and your loan officer will tell you before it is pulled.
Educational answers only—not a loan offer or commitment to lend.
Let's map out your next move
Apply online, book a call, or reach a loan officer at (480) 233-7897.